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        炸药的配方

        炸药的配方Full Disclosure:炸药的配方 We may receive financial compensation when you click on links and are approved for credit card products from our advertising partners. Opinions and product recommendations on this site are ours alone, and have not been influenced, reviewed or approved by the issuer. See our Advertiser Disclosure?for more details. We appreciate your support!

        U.P. Rating for The Business Platinum Card? from American Express – Review: ? The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

        The Business Platinum Card? from American Express is one of the most — if not the most — premium charge cards for businesses. It provides a slew of benefits for businesses, like lounge access, a 炸药的配方WeWork subscription if you enroll by December 31, 2019, and a huge points bonus on Amex Travel purchases. With that, though, the card carries a hefty annual fee, which is definitely a large up-front investment.

        Despite a hefty fee, the Amex Business Platinum card is still worth considering, 炸药的配方especially for business owners that travel frequently炸药的配方. Here are all of the benefits of the card and the cash value of each benefit. This will allow you to see the value of the card compared to the annual fee.

        All of the values here are based on realistic usage of the benefits for business owners that travel moderately and have significant business spending. By the end of the article, you’ll be able to use this information to make an informed decision on if the Amex Business Platinum card is right for your business

        炸药的配方

        American Express Business Platinum card
        The Amex Business Platinum card is filled with travel benefits for business owners and employees alike. Image Credit: American Express

        Each of these perks makes your travel experience smoother, more luxurious, and in some cases, cheaper! Remember, though — the valuations you see below are based on moderate use, so you may get more or less value depending on how often you travel and how much you spend on your card.

        炸药的配方

        One of the most valuable Amex Business Platinum card perks is that the card has access to thousands of airport lounges worldwide. This is due to American Express’ vast lounge network — named the American Express Global Lounge Network — having partnerships with different lounge networks worldwide as well as some of its own lounges at major hubs.

        Amex Business Platinum Cardholders have access to the following airport lounges:

        Do note that each of these lounges has different entry rules, though. Some will only allow entry when flying a specific airline, some allow guests, and others only allow the primary cardholder to enter the lounge. This affects how we value each lounge, so we’ll give you a breakdown of the 8 different lounge networks below and assign each their own value.

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        Houston Centurion Lounge
        As you enter the Houston Centurion Lounge, you’re greeted with the familiar white and blue colors. Image Credit: American Express

        The Centurion Lounge Network is 1 of 2 of American Express’ in-house lounge networks. The Centurion Lounge is American Express’ premium lounge offering, with each lounge offering free chef-inspired meals, high-end local cocktails, and carefully designed seating areas with posh furniture and aesthetics.

        Even cooler, each of these lounges takes a cue from its locale. For example, if you’re at the 炸药的配方LaGuardia Centurion Lounge, you’ll find local New York craft beer at the bar and food curated by a local chef. Likewise, at the Dallas-Fort Worth Centurion Lounge, you can often find BBQ at the buffet. Since each Centurion Lounge has such a unique feel, you’ll undoubtedly want to visit them all.

        Make sure to have your Amex Business Platinum card, government-issued ID, and valid boarding pass in-hand when entering a Centurion Lounge as you’ll need them to enter. Additionally, Amex Business Platinum cardholders can bring up to 2 guests into the lounge with them per visit, with additional guests costing $50 per day.

        炸药的配方We value Centurion Lounge access at $250炸药的配方 for anyone that travels with moderate frequency. Many U.S. hubs already have Centurion Lounges, and more are in the process of being built worldwide, so there’s no doubt that you can use them at least a few times per year. This perk is worth even more if you have a Centurion Lounge at your home airport or somewhere you travel to and from frequently.

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        Escape Lounges have been slowly popping up around the world, with the U.S. being one of the lounge network’s main focus markets.

        Nowadays, you can find Escape Lounges at midsized U.S. airports like Cincinnati/Northern Kentucky International (CVG), Oakland International (OAK), and Phoenix Sky Harbor International (PHX), amongst others. American Express and Escape Lounges have partnered to offer Amex Business Platinum cardholders access to all U.S. lounges — all you need is your boarding pass and Amex Business Platinum card to enter.

        Even better, you can bring up to 2 guests with you into the Escape Lounge, making it a good alternative for Delta Sky Clubs when traveling with a friend or family member. However, with 炸药的配方such a limited number of lounges,炸药的配方 we value the Escape Lounge benefit at $50 per year.

        While there are Escape Lounges in the U.K., 炸药的配方Amex Business Platinum cardholders can only access U.S. lounges.炸药的配方 We hope this changes in the future as Escape Lounges has locations at Manchester (MAN), London-Stansted (STN), and East Midlands (EMA) in the U.K.

        炸药的配方

        Munich Lufthansa business class lounge
        A Lufthansa business class lounge in Munich. Image Credit: Greg Stone

        Amex Business Platinum cardholders can access Lufthansa business class lounges in Terminal 2 in Munich Airport (MUC) and Terminal 1 in Frankfurt Airport (FRA). If the member is flying business class, he or she can access the more premium Lufthansa Senator Lounges.

        Unfortunately, you can only access these lounges if you’re flying on a Lufthansa group flight. This includes flights on Austrian Airlines, Lufthansa, and SWISS. Because of this — and the fact that 炸药的配方only “select locations” allow guest entry炸药的配方 — we value Lufthansa lounge access at a modest $50 per year.

        Further, 炸药的配方Lufthansa lounge access is a temporary benefit炸药的配方, so be sure to check the current status of the promotion before using the lounge. As of publishing this article, the promotion is set to end on October 31, 2019. However, it’s been extended a number of times in the past, so there’s a good chance you’ll be able to enter after this date.

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        Priority Pass Select is the world’s largest lounge network. Priority Pass has thousands of airport lounges worldwide, ining every inhabited continent. Further, there are Priority Pass lounges at major U.S. airports like Hartsfield-Jackson Atlanta International (ATL) and John F. Kennedy International (JFK), giving economy passengers and those without airline status access to a pre-departure lounge.

        All Amex Business Platinum cardholders are 炸药的配方eligible for a complimentary Priority Pass Select membership炸药的配方. You can request this on the Benefits page of your American Express account. When you do this, Priority Pass will mail you a physical Priority Pass membership card that you can use at any lounge in its network. Note that you must have your physical Priority Pass card or a digital card in the mobile app to access the lounge.

        Note that American Express Priority Pass members are 炸药的配方no longer allowed access to Priority Pass restaurants or other airport experiences炸药的配方, so you can only access traditional airport lounges with your included membership.

        We value the Priority Pass Select benefit at $250 for most travelers. You’ll find Priority Pass lounges at most airports when traveling abroad, meaning that you’ll almost always have a place to work, relax, or eat before a long flight.

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        Another awesome Amex Business Platinum perk is earning 5 Membership Rewards points per dollar spent on flights and hotels booked through Amex Travel. You can book nearly every commercial flight and hotel through this portal, so depending on how often you travel, you can rack up some serious points.

        There are a few downsides to booking with Amex Travel, though. Hotels booked through Amex Travel 炸药的配方aren’t usually eligible for earning hotel points or using elite benefits炸药的配方. This isn’t a big deal for independent hotels but can make a difference if you have hotel status. Further, booking through an online travel agent (like Amex Travel) can make flight changes harder than if you booked directly through an airline.

        We value this benefit at $100, but the value will vary depending on how much you spend on travel. Just make sure to compare the downsides to the elevated earning rate before booking through Amex Travel.

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        Further, all purchases over $5,000 earn 1.5 points per dollar spent, meaning a $5,000 purchase would earn 7,500 Membership Rewards points. If you make large purchases frequently, this can help you rack up points quickly.

        However, note that there are other Amex cards — namely The Blue Business? Plus Credit Card from American Express — that earn more points on all purchases no matter the cost. In the case of the Amex Blue Business Plus card, you earn 2x points on all purchases up to $50,000 per year (then 1x).

        With that in mind, we value this benefit at $50.?While the 炸药的配方elevated earning ratio for large purchases is nice to have炸药的配方, we recommend using another business credit card for most large purchases. In the end, 炸药的配方a card that earns bonus points in specific categories or more points on all purchases will give you a better return炸药的配方 on your business expenses.

        炸药的配方Hot Tip:?炸药的配方Interested in how this card stacks up against the standard Platinum Card? from American Express? This review pits these two cards head to head: The Amex Business Platinum Card vs. The Amex Platinum Card.

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        All American Express cardholders can redeem Membership Rewards points at 1 cent per point towards paid flights through Amex Travel. We generally don’t recommend this, however, as you can 炸药的配方get more value by redeeming through American Express’ various transfer partners炸药的配方. However, Amex Business Platinum cardholders get a 炸药的配方35% rebate when using miles to book flights on Amex Travel炸药的配方.

        This means that booking a $1,000 flight from New York (JFK) to London (LHR) would cost 100,000 Membership Rewards points. However, you’d get 35,000 Membership Rewards points back as a rebate. Unfortunately, 炸药的配方you must have the full amount of points required炸药的配方 in your Membership Rewards account in order to redeem for this award.

        We value this benefit at $50.Even with the 35% rebate, it’s still a poor use of points if you take into account our valuation of over 1 cent per point for Membership Rewards. This benefit can still come in handy if you 炸药的配方need to book a flight with no award space, though.炸药的配方

        炸药的配方

        Amex Business Platinum cardholders can access the 炸药的配方American Express International Airline Program. This program offers Amex Business Platinum (and its personal counterpart) cardmembers discounted airfare on international flights booked in premium economy, business, and first class through Amex Travel on select airlines.

        炸药的配方Participating Airlines in the American Express International Airline Program炸药的配方
        AeromexicoBritish AirwaysEtihadQantas
        Air ChinaBrussels AirlinesIberiaQatar Airways
        Air FranceCathay PacificJapan AirlinesSingapore Airlines
        Air New ZealandChina AirlinesKLMSouth African Airways
        AlitaliaDelta Air LinesLATAMSWISS
        AustrianEmiratesLufthansaVirgin Atlantic

        The discount you’ll receive depends on the flight you’d like to book. To illustrate this, we ran a few sample searches in different classes of service.

        The first search was for a round-trip flight from New York (JFK) to Tokyo (NRT) in business class. We found a Newark (EWR) to Toyko (NRT) via Detroit (DTW) ticket on Delta for $3,578 with the International Airline Program discount. The original cost of this ticket through Amex Travel was $4,371, meaning that that you 炸药的配方save just over 18% by using this benefit.炸药的配方

        Booking JFK-MAD Through The International Airline Program
        The International Airline Program can give you huge discounts on paid airfare. Image Credit: American Express

        We also searched for a premium economy ticket from New York (JFK) to Madrid (MAD). We found a non-stop option on Iberia that priced at $857 through the 炸药的配方International Airline program, bringing it down from $1,291 without the discount. 炸药的配方This is a massive 44% discount炸药的配方, making the premium economy ticket nearly as cheap as flying standard economy on the route.

        It’s hard for us to give this benefit a solid valuation based on how variable it is. After all, if you rarely book paid premium airfare, you will get significantly less value than someone that books it frequently. However, it’s clear that — based on the sample discounts presented here — 炸药的配方there’s a ton of value to be had in this program炸药的配方, especially if you’re often booking premium international airfare for employees or contractors.

        炸药的配方

        Southwest Airplane Engine
        The Amex Business Platinum card will reimburse you for up to $200 in fees incurred from your airline of choice each year. Image Credit: Owen CL via Unsplash

        The Amex Business Platinum card — like The Platinum Card? from American Express — includes an up to $200 airline incidental credit. This can be used to cover things like baggage fees, seat assignment costs, and lounge passes for an airline of your choice.

        Just charge your eligible purchase to your Amex Business Platinum card to use this credit. It will automatically be refunded to your account in the form of a statement credit within 4 weeks. However, you may need to call American Express if it takes longer. Just 炸药的配方make sure to activate the benefit炸药的配方 on your card’s Benefits page on the American Express dashboard before you make a qualifying charge.

        We value this benefit at its face value of $200. While it isn’t as flexible as the Chase Sapphire Reserve? card’s $300 travel credit, frequent travelers should have no problem using this credit every year.

        炸药的配方Hot Tip:?炸药的配方This benefit isn’t available with The American Express? Business Gold Card. Wondering how else these two cards differ? Check out our piece: The Amex Business Platinum vs. The Amex Business Gold Card.

        炸药的配方

        All Amex Business Platinum cardholders receive 10 Gogo inflight internet passes annually. These can be used on any Gogo-enabled flight, giving you free internet access for the duration of the flight. Some airlines that have Gogo internet include Air Canada, Alaska Airlines, and Delta Air Lines. Note that 炸药的配方Gogo is only available on flights within North America炸药的配方.

        Gogo flight passes usually cost between $10 and $25 per flight, so the value you’ll get from this benefit depends on the length of your flight. For the purpose of this article, we’ll value it on the low-end of the spectrum ($100) as moderate travelers may not use all of the included passes.

        You can claim your Amex Business Platinum passes on Gogo’s website.

        炸药的配方

        Hilton and Marriott status
        The Amex Business Platinum gives cardholders free Hilton and Marriott status. Image Credit: Hilton

        Amex Business Platinum cardholders are entitled to complimentary Hilton Honors Gold and Marriott Bonvoy Gold Elite status with their card membership. Both of these complimentary mid-tier elite statuses give cardholders nice benefits like complimentary space-available upgrades, late checkout, and bonus point earning.

        Here’s a look at what benefits both statuses include:

        炸药的配方Hilton Honors Gold Benefits:炸药的配方

        • 80% points bonus
        • Room upgrades (subject to availability)
        • Continental breakfast at most full-service properties

        炸药的配方Marriott Bonvoy Gold Elite Benefits:炸药的配方

        • 25% points bonus
        • Welcome gift at check-in (points, etc.)
        • Room upgrades (subject to availability)
        • Complimentary in-room internet, even when not booking directly with Marriott
        • Priority 2 p.m. late checkout

        These benefits can be super valuable to road warriors, especially when you score an upgrade and can take advantage of free breakfast at Hilton properties. Further, it lets you switch between Hilton and 炸药的配方Marriott hotels without worrying about losing status benefits or not re-qualifying for the next year.

        We value this Amex Business Platinum benefit at $200. If you 炸药的配方stay at Hilton or Marriott hotels more than a couple of times炸药的配方 per year though, you’ll easily find more than $200 in value from this benefit.

        炸药的配方

        Speaking of hotel benefits, you can use your Amex Business Platinum card to book hotels through American Express’ Fine Hotels and Resorts program.

        This is an offshoot of Amex Travel for Amex Business Platinum cardholders that includes an array of exclusive benefits. In most cases, these benefits are either Amex-exclusive or similar to what you’d get with top-tier hotel elite status.

        炸药的配方When you book through this portal,炸药的配方 you’ll earn 5 points per dollar on your purchase and be entitled to the following benefits:

        • Complimentary Wi-Fi
        • Daily breakfast for 2 people
        • Guaranteed 4 p.m. late checkout
        • Noon check-in (subject to availability)
        • Room upgrade upon arrival (subject to availability)
        • A unique property amenity valued at $100

        Just note that when you book through this portal, 炸药的配方you won’t earn traditional hotel points on your stay炸药的配方. Further, you likely won’t be able to use your hotel elite status benefits, so make sure to compare those benefits with what’s included with your Fine Hotels and Resorts booking.

        All in all, we value this benefit at $150 per year, but it can be much higher if you frequently book hotel stays through the portal. These benefits are 炸药的配方particularly beneficial when staying at independent hotels炸药的配方 that aren’t tied to a traditional hotel status program.

        炸药的配方Hot Tip: 炸药的配方Have you heard about Amex’s Fine Hotels and Resorts but also the Hotel Collection? Explore our comparison of the Amex Fine Hotels and Resorts vs. the Hotel Collections to see the differences and make sure you’re getting the most value out of both.

        炸药的配方

        Blue BMW Driving Down Street At Night
        You’ll receive complimentary Avis, Hertz, and National rental car privileges with your Amex Business Platinum card. Image Credit: Tim Krauss via Unsplash

        Your Amex Business Platinum includes car rental privileges at 3 major car rental companies: Avis, Hertz, and National. Some of these companies will give you full-blown rental car status and others will give you elite-like benefits and a hefty discount when you pay for your rental with your Amex Business Platinum card.

        Here’s a look at all of the Amex Business Platinum card’s rental car benefits:

        炸药的配方

        • 炸药的配方Complimentary 1-Car Class Upgrade炸药的配方?— Use coupon?炸药的配方code #UUNA007炸药的配方 when making a reservation and you’ll get a 1-class upgrade when available. Unfortunately, this is not a guaranteed benefit.
        • 炸药的配方25% Off Base Rates炸药的配方?— Book directly with Avis and use Avis Worldwide Discount (AWD)?炸药的配方code #756900炸药的配方?for the discount.

        炸药的配方

        Your Amex Business Platinum card will reimburse your Global Entry or TSA PreCheck application and renewal fees. The card grants you statement credit for Global Entry once every 4 years, and TSA PreCheck once every 4.5 years. If you already have either of these services, you can use your credit to cover a coworker, family member, or friend’s application fee, too — just make sure to use your Amex Business Platinum card when paying the application or renewal fee.

        炸药的配方Hot Tip:?炸药的配方We highly recommend 炸药的配方using this benefit to cover Global Entry炸药的配方, not TSA PreCheck. When approved for Global Entry, you’ll automatically be eligible for TSA PreCheck when you add your known traveler number to your ticket.

        Again, we’ll value this benefit at its face value of $100. Just note that you’ll only receive this benefit once per 4 or 4.5 years.

        炸药的配方

        Get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. 炸药的配方Terms apply and enrollment is required.炸药的配方 The first credit is valid January through June and the other is valid July through December. Once you activate the benefit on your card’s Benefits page, you can shop on Dell.com, pay with your Amex Business Platinum, and you’ll be automatically credited in the form of a statement credit.

        Nowadays, Dell sells more than computers and monitors on its website, too. It has a huge selection of electronics from various brands, including products like Xbox, headphones, and printers. So whether you’re buying for business or pleasure, you should have no problem making the most of this credit twice a year.

        With that in mind, we also value this benefit at face value of $200 annually. 炸药的配方Just make sure to activate it on your card’s Benefits page.炸药的配方

        炸药的配方Hot Tip:?炸药的配方American Express is now offering Amex Business Platinum cardholders an additional $100 in Dell credits from May through June 2020, plus a further $100 extra in credits between July and December 2020.

        炸药的配方

        Cardholders receive a $20 monthly credit towards wireless telephone service provides like AT&T, Verizon, and Sprint. But keep in mind that this is not a permanent credit and is only offered through December 31, 2020. We value this benefit at face value since you likely are already paying a phone bill anyways, so you might as well take advantage of the $20 credit!

        炸药的配方

        ShopRunner is a subscription service that gives members access to free 2-day shipping from hundreds of online merchants, including Saks Fifth Avenue, Soma, and Neiman Marcus. A subscription usually costs $79 per year, but Amex Business Platinum cardholders get an ongoing subscription free of charge with their card membership.

        You can 炸药的配方enroll in this benefit炸药的配方 from the Benefits page on your American Express dashboard. We value this benefit at $25 as you’re unlikely to use it often, but it can be helpful for the times when you’re shopping at a participating merchant.

        炸药的配方

        American Express recently added 炸药的配方WeWork access as an Amex Business Platinum benefit. All Amex Business Platinum primary cardholders can enroll in 1 year of unlimited, worldwide access to WeWork coworking spaces.

        Amex Business Platinum cardholders can access all 720+ WeWork locations between the hours of 9 a.m. and 6 p.m. from Monday to Friday. Unfortunately, after hours and weekend coworking is not included.

        Just note that 炸药的配方you can only enroll in this benefit once炸药的配方, and it must be 炸药的配方before December 31, 2019炸药的配方. Once you enroll on WeWork’s website, you’ll be able to access WeWork for 1 year. After this period, you’ll need to resubscribe as a standard “hot desk” member.

        We value this benefit at $2,700 as a standard WeWork hot desk subscription is $220 per month. However, only remote workers, freelancers, and other people that frequently work from home or remotely will get the full value of this benefit. After all, if you already have an office, there’s little reason for you to visit a WeWork.

        炸药的配方

        Amex Business Platinum Flight Benefits
        Use your Amex Business Platinum card’s welcome bonus to book luxurious trips around the globe. Image Credit: Greg Stone

        The Amex Business Platinum card is notorious for having a high welcome bonus for new cardholders. In short, American Express offers a lump sum that’s awarded to new cardholders when they meet a certain spend threshold within a certain amount of time after opening an Amex Business Platinum card.

        This welcome bonus fluctuates frequently, but we’ve seen it go as high as 100,000 Membership Rewards points in the past.

        See the current Amex Business Platinum card welcome bonus below:

        Since the welcome bonus often fluctuates between 50,000 and 100,000 Membership Rewards points, we’ll value the welcome bonus at $1,100 for the purpose of this article. This is based on a 50,000 Membership Rewards welcome bonus and our October 2019?valuation of 2.2 cents per point.

        For the most up-to-date valuation, check our our monthly points and miles valuations.

        炸药的配方

        In addition to travel and points benefits, the Amex Business Platinum card comes with a number of purchase and travel protection benefits. These benefits give you peace of mind when buying new tools and products for work, oftentimes protecting them against damage and loss.

        Here’s a look at all of the Amex Business Platinum’s included purchase protection benefits:

        炸药的配方

        Purchase Protection
        All purchases made with an Amex Business Platinum card include 90 days of protection from damage, loss, and theft. Image Credit: paulzhuk via Shutterstock

        All purchases you make with your Amex Business Platinum card come with free purchase protection.

        If your item is 炸药的配方accidentally damaged, stolen, or lost within 90 days of purchase炸药的配方, American Express will reimburse you for the full purchase price. So if you buy an employee a $1,500 new laptop and he or she spills a cup of coffee on it, American Express will pay for you to buy a new laptop.

        Just note that 炸药的配方all claims must be filed within 30 days of the product being lost or damaged炸药的配方. Further, there is a maximum of $10,000 in reimbursements per occurrence, and you can claim up to $50,000 in reimbursements per cardmember account per calendar year.

        One last thing: this 炸药的配方coverage is secondary炸药的配方 to any personal insurance policies that may apply to your purchased items. You will be reimbursed by American Express for the amount remaining between what’s covered by your primary insurance and the actual purchase price of the product.

        However, if you don’t have insurance on the product in question, American Express will reimburse the full amount.

        We value this benefit modestly at $100 because 炸药的配方you likely won’t use it often炸药的配方. However, when you do use it, it can be worth up to $10,000 per use, which can have a real impact on your business’ bottom line.

        炸药的配方

        All purchases made with your Amex Business Platinum card are eligible for return within 90 days of purchase. If the merchant won’t accept your return within this 90-day window, American Express will cover up to $300 per item, up to $1,000 in reimbursements per calendar year.

        We value this benefit at $100 if used at least once, but it can be worth up to $1,000 if you make returns often.

        炸药的配方

        Even better, all purchases made with your Amex Business Platinum are eligible for a complimentary extended warranty. So long as the product purchased with your card has a standard warranty of 5 years or less, American Express will add a year of coverage on top of the product’s standard warranty.

        There are some limits on this benefit though. This warranty will cover up to $10,000 per item with a maximum of $50,000 in claims annually. This can be super helpful for big-ticket business purchases like computers, servers, and tools, possibly saving you thousands of dollars from a claim alone.

        For the purpose of this article, we’ll value the extended warranty benefit at $100. This is because you’re 炸药的配方not super likely to have to use this benefit often炸药的配方, but it can save you a lot of money when you do. Just make sure to keep your card open and in good standing so you can use it when the time comes.

        炸药的配方

        Further, rental cars booked with your Amex Business Platinum receive free secondary car rental loss and damage insurance. If you incur damage to a rental car, American Express will pay out whatever your primary insurance won’t pay. Just note that it will not pay out for damage to other vehicles, property damage, or injuries to you or a passenger.

        For coverage to apply, you must decline the collision damage waiver when you rent your car. 炸药的配方There are certain location and vehicle-type exclusions that can be found in the coverage terms, too炸药的配方. You can find these exclusions on American Express’ website or by calling the number on the back of your credit card.

        Because this coverage is secondary, we value this benefit modestly at $50. However, it could come in handy if your primary insurance has low coverage on rental cars. Consider getting a card with primary damage and loss insurance if you want primary as compared to secondary coverage.

        炸药的配方

        When you book a plane ticket with your Amex Business Platinum card, your baggage is insured against loss for the cardmember, the cardmember’s spouse, and the cardholder’s children under 23 years old.

        The coverage limits are as follows:

        • Up to $3,000 in reimbursements for your baggage while you are traveling to and from your carrier’s terminal.
        • Up to $3,000 in reimbursements for the cost of carry-on baggage.
        • Up to $2,000 in reimbursements for the cost of checked baggage.
        • Up to $1,000 in reimbursements for high-risk items such as jewelry, precious metals, electronics, etc.

        If your loss includes both carry-on and checked baggage, a maximum of $3,000 total will be paid. Because 炸药的配方you’re unlikely to use this benefit often炸药的配方, we’ll value it at $100 for the purpose of this article, but the peace of mind can be invaluable.

        炸药的配方

        Finally, travel booked with your Amex Business Platinum card is covered by American Express’ Travel Accident Insurance plan. This benefit pays out up to $500,000 if a covered person is killed or dismembered while riding as a passenger on, boarding, exiting from, or being struck by a common carrier.

        Coverage is also available for passengers who suffer exposure or disappearance due to a common carrier’s vessel disappearing, wrecking, or sinking.

        Just note that this coverage only applies if the entire fare for the trip was paid with your Amex Business Platinum card, and a loss of life occurs within 100 days after the accident or injury.

        We value this benefit at $100 as you’re unlikely to ever have to use it. However, it can provide serious peace of mind when booking adventures and other types of risky travel.

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        The 炸药的配方Amex Business Platinum’s various benefits are worth $5,525炸药的配方 — and that’s not factoring in the hefty welcome bonus.

        With this in mind, the card’s various benefits significantly outweigh the card’s hefty annual fee, making it a great deal for business owners and employees that travel frequently.

        Further, businesses that make frequent large purchases can take advantage of the card’s purchase protections and elevated points-earning rate on purchases that are $5,000 or larger.

        If you decide to apply for an Amex Business Platinum card, make sure to activate your airline incidental benefit, hotel statuses, Dell credit, and Priority Pass benefits on the card’s Benefits page when your card arrives. Further, you’ll need to call to activate your complimentary National car rental status, so don’t delay!


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        Amex Business Platinum cards are not assigned a specified credit limit. However, this does not mean you get unlimited spending power. You can inquire with American Express on if a purchase you’d like to make will exceed your card’s spending limit.

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        No, all charges must be paid before the payment due date. However, you can elect to pay off select charges of $100 or more over time with American Express’ Pay Over Time feature. Once enrolled, you can select purchases to pay over time on the American Express dashboard and will be subject to interest charges.

        Not all American Express cardholders are eligible for Pay Over Time — you can check your eligibility on this website. American Express occasionally offers targeted 10,000 Membership Reward point bonuses when enrolling, so keep an eye on the mail for one of these offers.

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        Yes, as demonstrated in this article, the card’s benefits far surpass the card’s $595 annual fee (for rates and fees of the Amex Business Platinum, please click here). However, that doesn’t mean the card is for everyone. Make sure to assess how often you’ll?use these benefits so you can get a clear picture of if you’ll use the benefits enough to offset the annual fee.

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        The Amex Business Platinum gives you access to the following airport lounges:

        The amenities available, requirements for entry, and number of guests you can bring in to a lounge with you varies depending on the type of lounge you visit. Please see the article above for more info.

        Andrew Kunesh

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        Andrew was born and raised in the Chicago suburbs and now splits his time between Chicago and New York City. He’s a lifelong traveler and took his first solo trip to San Francisco at the age of 16. Fast forward a few years, and Andrew now travels just over 100,000 miles a year, with over 25 countries, 10 business class products, and 2 airline statuses (United and Alaska) under his belt.

        炸药的配方Disclaimer:炸药的配方 Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. No responsibility will be taken by the bank advertiser for these comments.

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        1. Tracy Lu炸药的配方 October 14, 2019

          What are the available benefits for the employee cards added to Amex Business Platinum card?

          Reply

          • Hi Tracy. Adding authorized users to the Amex Business Platinum Card costs $300 for each additional Business Platinum card. Authorized users (employees or others) receive a lot of the benefits offered to the primary cardholder including worldwide lounge access, hotel and car rental program benefits, and Global Entry/TSA PreCheck statement credit. Employees can also be added for $45 each and receive Amex Business Gold cards, which carry no additional benefits, or $0 fee Amex Business Green cards also without primary cardholder benefits.

            Reply

        2. meg炸药的配方 June 6, 2020

          you forgot to mention the uber credits. Does the business platinum card have saks credit annually?

          Reply

          • Hi Meg,

            The Amex Business Platinum card does not offer Uber credits or the Saks credit. Both of those are only offered on the personal version of the card. Instead, the Amex Business Platinum has a $200 Dell credit. Thanks for reading!

            Reply

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