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        上海体彩网Full Disclosure:上海体彩网 We may receive financial compensation when you click on links and are approved for credit card products from our advertising partners. Opinions and product recommendations on this site are ours alone, and have not been influenced, reviewed or approved by the issuer. See our Advertiser Disclosure?for more details. We appreciate your support!

        U.P. Rating for The Platinum Card® from American Express: ? The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

        上海体彩网The Platinum Card? from American Express上海体彩网 is arguably the most premium travel rewards card on the market. It grants you access to thousands of airport lounges worldwide, 上海体彩网gives you $500 in statement credits annually上海体彩网, and earns a whopping 5 points per dollar spent on flights! But on the flip side, the card has a fee?that’s nothing to scoff at.

        However, even despite the large annual fee, the card still ranks at the top of our writers’ favorite cards. This is largely because the card’s amazing benefits more than outweigh the card’s fee. The benefits aren’t given an exact value by American Express, so it may be hard to gauge if the card actually gives you more than the annual fee in value.

        Fear not! We’ve done the hard work and looked through all of the card’s benefits, researched their respective value, and assigned each benefit a price-tag. Then, we added it all up and assigned the entire card a value which we’ll reveal at the end of the article.

        We’ve split the article into 2 parts: Amex Platinum-specific benefits and more general American Express benefits like purchase protection, and extended warranty.

        So without further ado, let’s dive into the value of the Amex Platinum’s benefits!


        Let’s start with the fun stuff first: Amex Platinum-specific benefits. These include all of the awesome travel perks that are included with the card and is where the card’s real value is seen. Think things like lounge access, hotel status, and more.

        Here’s a look:


        Airport lounge access is one of the main selling points of the Amex Platinum. Cardholders have access to 8 different types of airport lounges including:

        However, each of these lounges has different rules around entry which affects how we value said lounge access. We’ve outlined each of these access rules as well as some general info about each of these lounges below and assigned a value to each type of lounge.

        Note that the values we’ve assigned to each lounge network are based on moderate usage. Obviously you’ll get more value out of Delta Sky Clubs if you fly Delta frequently, but you may get little-to-no value if you only fly the airline once a year. With this in mind, you may want to assign your own subjective value to each lounge network.

        Overall, we value the Amex Platinum’s lounge access at $1,000 given our valuations. Here’s the breakdown:


        Amex Centurion Lounge
        The Centurion Lounge goes above-and-beyond with full meals, high-end cocktails, and more. Image Credit: American Express

        American Express has added Centurion Lounges to a variety of airports around the world, with a strong focus on the U.S. These lounges are meant to be a step above offerings from domestic airlines, offering chef-curated food, high-end cocktails, and posh furniture and aesthetic.

        Each of these lounges curates its food and drink offerings around the city it’s located in. For example, you might find local craft beers at the bar and a dish that the town is known for (think BBQ in Dallas) in the kitchen. This gives each Centurion Lounge a unique feel, so you’ll undoubtedly want to see them all.

        You’re required to present your Amex Platinum, government-issued ID, and valid boarding pass when entering a Centurion Lounge. You can arrive at the lounge up to 3 hours before your flight is scheduled to depart, or whenever you’d like if you’re on a layover. Amex Platinum cardholders can bring up to 2 guests with them into the lounge.

        上海体彩网We value Centurion Lounge access at $250 for anyone with moderate travel habits上海体彩网. Many U.S. hubs already have Centurion Lounges, and more are in the process of being built, so you’ll have many opportunities to check them out during your travels. Plus, if you have a Centurion Lounge at your home airport, you may value this perk even more highly.


        Escape Lounges can be found in a variety of airports in the U.S. and U.K.

        Amex Platinum cardholders receive unlimited access to all U.S. locations, which are generally found in smaller airports like Oakland (OAK), Ontario (ONT), and Providence (PVD). These lounges are pretty standard and offer free snacks, drinks, and alcoholic beverages.

        上海体彩网Hot Tip:上海体彩网Amex Platinum cardholders can bring up to 2 guests with them to Escape Lounges. Consider using the Escape Lounge as an alternative to Delta Sky Clubs at Minneapolis (MSP) when traveling with a companion to avoid the $29 Sky Club companion fee.

        上海体彩网We value this benefit at $50, but it can obviously be significantly more valuable if you live near an airport with an Escape Lounge.上海体彩网 However, for the majority of travelers, having access to lounges at smaller airports is not of significant value.

        Note that you’ll need your Amex Platinum, boarding pass for any carrier, and a government-issued ID to access Escape Lounges in the U.S.


        Amex Platinum cardholders receive complimentary access to Lufthansa business class lounges in terminal 2 in Munich (MUC) and terminal 1 in Frankfurt (FRA). If the cardholder is flying business class, they’ll have access to the more premium Lufthansa Senator Lounges.

        Like Sky Club access, you can only access these lounges if you’re flying on a Lufthansa group flight. This includes flights on Austrian Airlines, Lufthansa, and SWISS. 上海体彩网Further, since this perk only applies to a limited number of Lufthansa lounges and only “select locations” allow guest entry, we give it a valuation of $50 per year.上海体彩网

        Also, note that Lufthansa lounge access is open until 7/31/2020, so be sure to check the current status of accessibility before you use the lounge in case the promotion was extended.


        上海体彩网Priority Pass is the world’s largest airport lounge network with over 1,200 lounges in operation worldwide. This vast network of lounges has locations in the U.S. and abroad, with lounges in some of America’s busiest airports like Atlanta (ATL), Los Angeles (LAX), and New York (JFK).

        Amex Platinum cardholders have 上海体彩网unlimited access to all of these lounges上海体彩网 and can bring 1 guest with them at any time. Like accessing American Express’ in-house lounges, you 上海体彩网don’t need to fly a specific airline上海体彩网 to access these lounges, but you do need a same-day boarding pass.

        Note that you need to manually enroll in Priority Pass Select before you can access these lounges. You can do this on the 上海体彩网Benefits?上海体彩网page of your Amex Platinum’s card page on the American Express website. You’ll be mailed a Priority Pass card after enrollment.

        上海体彩网We value this Priority Pass Select membership at $250 for moderate use.上海体彩网 When traveling abroad, you’ll find Priority Pass lounges at most airports, so you’ll almost always have a nice place to relax before a long flight.


        Amex Platinum includes a $200 airline incidental fee credit towards fees incurred on an airline of your choice. This can be things like seat selection fees, lounge passes, and checked bag fees — but there are some other interesting uses, too.

        Just select an airline on your card’s Benefits page and charge the eligible purchase to your Amex Platinum. Then, the charge will be credited back to your card in 4 weeks.

        上海体彩网Because of the wide array of ways that you can use this fee credit, most frequent travelers shouldn’t have an issue spending it down. 上海体彩网Because of this, we value the benefit at its face value of $200 for most travelers.


        American Express also includes a $100 annual Saks Fifth Avenue credit. $50 of this credit can be used January to June, and the other $50 can be used during the second half of the year.

        Once you 上海体彩网enroll in the benefit上海体彩网 on the Benefits section of your Amex Platinum’s page on the American Express website, you can simply charge a Saks purchase to your Amex Platinum and you’ll be credited up to $50 back on your purchase.

        上海体彩网Hot Tip:?上海体彩网Use an airline or bank shopping portal to earn extra points on your Saks Fifth Avenue purchases.

        上海体彩网Like the airline incidental fee credit, we value this benefit at face value ($100)上海体彩网. Saks Fifth Avenue sells a range of clothing and home goods, so you’d be hard-pressed to not find something that you’ll already purchase on its online store. It can also be helpful when purchasing holiday and birthday gifts.


        Continuing down the line of credits, the Amex Platinum includes up to $200 of annual Uber credit to all of its cardholders. These credits are dispersed at a rate of up to $15 per month, with up to $35 in credit being issued in December. This is added directly to your Uber account in the form of Uber Cash after you’ve linked your Amex Platinum to your Uber account as a payment method.

        You can use your monthly Uber credit towards any type of Uber ride or towards UberEats meal delivery. 上海体彩网Because of this, we also value this benefit at its face value of $200.上海体彩网 Uber is available in every major U.S. city, so you’ll be able to use it as you travel for a discounted ride to your hotel, the airport, or home from a long trip.


        Through the end of December, American Express is offering all cardholders up to $20 per month credit towards dozens of streaming services including Netflix, Hulu, Spotify,上海体彩网 and many more.

        Since you’re likely already paying for many of the streaming services covered, 上海体彩网we value this credit at face value of $160 for the 8 months that it is being offered上海体彩网.


        American Express is also offering up to $20 in monthly credit towards wireless telephone services through the end of December. This includes your phone bill with providers like AT&T, Sprint, T-Mobile, and Verizon.

        You’re going to be paying your phone bill either way, 上海体彩网so we value this credit at face value of $160 for the 8 months that it is being offered.?上海体彩网


        The Amex Platinum earns a 上海体彩网whopping 5 Membership Rewards points per dollar上海体彩网 on airfare purchases made directly with the airline. So if you purchase a $500 flight, you’ll earn 2,500 points.

        Based on our Membership Rewards valuation of 2.2 cents per point, you’d earn $55 in points back on your flight, for a total return of 11% back.

        The value of this benefit solely depends on how much you spend on airfare every year. Those that travel frequently for work may get thousands of dollars worth of points from this benefit, while those that just spend a few hundred dollars a year on flights will see less value.

        上海体彩网As a result, we’re giving the 5x points benefit a conservative $100 valuation.上海体彩网


        Marriott Resort
        You’ll receive complimentary Hilton and Marriott status with your Amex Platinum. Image Credit: Marriott Vacations

        You get 2 mid-tier hotel statuses with your Amex Platinum: Hilton Honors Gold and Marriott Bonvoy Gold Elite. Both of these statuses include premier benefits like upgrade eligibility and bonus points — here’s a look at exactly what both of these hotel statuses include:

        上海体彩网Hilton Honors Gold Benefits上海体彩网

        • 80% points bonus
        • Room upgrades (subject to availability)
        • Continental breakfast at most full-service properties

        上海体彩网Marriott Bonvoy Gold Elite Benefits上海体彩网

        • 25% points bonus
        • Welcome gift at check-in
        • Room upgrades (subject to availability)
        • Complimentary in-room internet, even when not booking directly with Marriott
        • Priority 2 p.m. late checkout

        These benefits can make a real difference when you stay at Hilton and Marriott properties, especially if you’re lucky enough to score a room upgrade. It also removes the stress of you having to meet stay requirements to gain status, so you can spread your loyalty between Hilton and Marriott and not lose any status perks.

        上海体彩网We value this Amex Platinum benefit at $200 for moderate use.上海体彩网 However, if you stay at Hilton or Marriott properties more than a few times per year, you’ll see even more benefit from these status perks.


        American Express operates an in-house hotel program called Fine Hotels and Resorts. This program gives you special benefits when booking luxury hotel rooms around the world. These 上海体彩网benefits are often Amex-exclusive上海体彩网 or are similar to what you’d receive with top-tier hotel elite status.

        You’re entitled to the following when booking hotels through Fine Hotels and Resorts:

        • Complimentary Wi-Fi
        • Daily breakfast for 2 people
        • Guaranteed 4 p.m. late checkout
        • Noon check-in (subject to availability)
        • Room upgrade upon arrival (subject to availability)
        • A unique property amenity valued at $100

        Additionally, you’ll earn 5 Membership Rewards points per dollar spent when you book through Fine Hotels and Resorts. However, in most cases, you won’t be eligible to use your hotel elite status perks on these stays or earn hotel points, so be sure to compare your elite benefits side-by-side with this program.

        The real value of this benefit depends on how often you book Fine Hotels and Resorts rooms, but even using it once will 上海体彩网yield a value of at least $150上海体彩网 when you consider the welcome amenity, free breakfast, and possible room upgrades.

        上海体彩网Hot Tip:?上海体彩网Wondering how the Amex Platinum Card stacks up against the Business Platinum Card? from American Express? Look at our head to head comparison: Amex Business Platinum vs. the Amex Platinum Card.?


        Car on Road Unsplash
        Amex Platinum comes with a variety of rental car benefits like upgrades, discounts, extended grace periods, and more. Image Credit: Alex Mares/Unsplash

        Amex Platinum cardholders are entitled to rental car benefits with Avis, Hertz, and National. Avis and Hertz offer special perks and pricing, while National will give you full-blown status with your membership. We’ve outlined each of these benefits below and broken down its value.


        • 上海体彩网Executive Area Access上海体彩网 — You can choose any car class (full-size and above) and only pay the mid-size rate.
        • 上海体彩网Guaranteed Upgrades上海体彩网 — You’re guaranteed upgrades on mid-sized vehicle rentals in the U.S. and Canada.
        • 上海体彩网No Second Driver Fees上海体彩网 — Add a second driver for no additional charge.
        • 上海体彩网Upgrades in Europe上海体彩网 — Free 1-class upgrades at participating National locations in the U.K., Ireland, France, Spain, and Germany.
        • 上海体彩网Special Pricing on Premier Selection Cars上海体彩网 — Special pricing on upgrades to the Premier Selection cars at the rental lot.
        • 上海体彩网Faster Free Rentals上海体彩网 — Earn a free rental credit after 6 car rentals.


        • 上海体彩网Complimentary 1-Car Class Upgrade上海体彩网 — Use coupon 上海体彩网code #UUNA007上海体彩网 when making a reservation and you’ll receive a 1-class upgrade when available. Unfortunately, though, this is not a guaranteed benefit.
        • 上海体彩网25% Off Base Rates上海体彩网 — Book directly with Avis and use Avis Worldwide Discount (AWD)?上海体彩网code #756900上海体彩网 for the discount.


        • 上海体彩网20% Off Standard Rates上海体彩网 — You must use 上海体彩网code 633306上海体彩网 to take advantage of this discount and other benefits.
        • 上海体彩网25% off Premier Rentals When a Saturday Night Is Included上海体彩网 — Available for U.S., Canada, and European Hertz Premier rentals.
        • 上海体彩网4-Hour Grace No-Charge Period上海体彩网 — You can return a rental up to 4 hours late with no penalty in most countries; select countries — like UAE and China — offer a 2 hour grace period.
        • 上海体彩网1-Car Class Upgrade — 上海体彩网This benefit is based on availability, but it’s not guaranteed.

        These benefits can be extremely valuable if you frequently rent cars when you travel. To us, the 上海体彩网most valuable is the National Emerald Club Executive status perk上海体彩网 as it lets you rent any car on the lot for the price of a standard vehicle. This can be a life (and wallet) saver if you need to rent a mini-van, pickup truck, or another more premium vehicle for a specific use.

        All in all, 上海体彩网we value these rental car perks at $200上海体彩网. You may be able to reap this value in a single rental, too, especially when you consider the fact that you get more than 20% off standard rental rates at Avis and Hertz.


        Like many premium credit cards, Amex Platinum comes with Global Entry or TSA PreCheck application fee reimbursements every 5 years. Simply charge your application fee to your Amex Platinum and it will be automatically reimbursed in the form of a statement credit to your account.

        上海体彩网If you don’t already have Global Entry, this perk is worth $100 every 5 years.上海体彩网

        上海体彩网Hot Tip: 上海体彩网We highly recommend applying for Global Entry over TSA PreCheck — this is because you’ll receive both TSA PreCheck 上海体彩网and上海体彩网 expedited Global Entry border access with your membership.


        Amex Platinum cards have historically offered amazing welcome bonuses. We’ve seen these range from 50,000 to 100,000 Membership Rewards points after spending a set amount of money after receiving your Amex Platinum. These offers change frequently, but you may qualify for a higher targeted offer using the CardMatch tool.

        As discussed earlier, we value Membership Rewards points at 2.2 cents apiece. This means that your welcome bonus could be worth up to $2,400, covering your annual fee for over 4 years if you can find the well sought-after 100,000-point welcome bonus.

        Here’s a look at the current Amex Platinum welcome bonus:


        Amex Platinum cardholders can access American Express’ International Airline Program. This little-known program lets cardholders access special discount fares when booking international premium economy, business, and first class tickets on select carriers through Amex Travel.

        Booking With The International Airline Program
        The International Airline Program can save you serious money on premium tickets. Image Credit: American Express

        The discount you’ll receive depends on the type of ticket you book. For our example search, we looked for a round-trip premium economy ticket from New York (JFK) to Madrid (MAD).

        The non-stop option on Iberia costs $1,903 when booked through Google Flights, or just $857 when booked through the International Airline Program. This means the program 上海体彩网saves Amex Platinum cardholders nearly 55% on their ticket上海体彩网, which is an absolutely incredible deal.

        This is the most extreme example we were able to find though. We also looked for tickets from Newark (EWR) to London (LHR) in business class on the same dates. A nonstop flight on British Airways cost $5,215, while the International Airline Program had tickets for $4,227. This resulted in an $898—or a 17.5%—discount on the trip, which is still a very good deal.

        The International Airline Program currently partners with the following airlines:

        The value of the International Airline Program benefit really boils down to how often you use it. If you frequently pay for premium tickets, then you could get thousands of dollars in value per year.

        However, if you never pay for premium airfare, you’ll get no value. So with that in mind, we’ll leave it up to you to assign your own value to this benefit.


        Beyond travel benefits, holding an Amex Platinum entitles you to an array of purchase and travel protection benefits. All of the benefits we’ve outlined below apply to all of the purchases you make on your Amex Platinum (unless specifically excluded in the terms and conditions).

        Here’s a look:


        All purchases you make with your Amex Platinum are eligible for an extended warranty from American Express. If the product you purchase has a standard warranty of 5 years or less, American Express will add a year of coverage on top of the standard warranty.

        This warranty will 上海体彩网cover up to $10,000 per item上海体彩网 with a maximum of $50,000 in claims annually. This benefit can be extremely beneficial for big-ticket purchases like computers and TVs, so make sure that you charge these items to your Amex Platinum to protect your purchase.

        上海体彩网We’ll value this benefit conservatively at $100 for the purpose of this article.上海体彩网 This is because you’re not super likely to actually have to use this benefit, but it can be a huge help when you do need it.


        All purchases made with your Amex Platinum are eligible for return within 90 days of purchase. If the store you make a purchase from won’t accept your return, American Express 上海体彩网will cover up to $300 per item上海体彩网 for a total of $1,000 in reimbursements per calendar year. 上海体彩网We value this benefit at $100 if used at least once.上海体彩网


        We’ve all done it: you bought a new cell phone and dropped it 2 weeks after you took it out of the box. Now, you’re liable for a $250 replacement screen. That is, if you didn’t charge the purchase to your Amex Platinum.

        The Amex Platinum protects eligible purchases from theft and accidental damage for 90 days from your original purchase date. This 上海体彩网covers up to $10,000 per incident上海体彩网 and up to $50,000 per calendar year, so it’s perfect for portable electronics, music equipment, and sporting goods.

        We value this benefit at $100 because — like the extended warranty — you’re not likely to have to use it often. But if you do, it can quickly become a very valuable benefit.


        American Express provides secondary rental car insurance on all rentals charged to your Amex Platinum. Eligible rentals are covered for theft and damage up to $75,000 without increasing the cost of your car rental — just make sure to decline the damage waiver from the rental car company.

        However — unlike the Chase Sapphire Preferred? Card that provides primary insurance — this card only provides secondary coverage, which means it kicks in after your own insurance. This means that you’ll still have to pay your deductible, so consider using another credit card that offers primary insurance for your rentals instead. 上海体彩网Because of the secondary coverage, we only value the benefit at $50.上海体彩网


        While it’s no secret that the Amex Platinum isn’t for everybody, we do think it’s worth it for those that travel with moderate frequency. 上海体彩网If you utilize the benefits, we believe that you’ll be able to get $2,700 in value out of the card上海体彩网. And if you consider the welcome bonus, you’ll come out even further ahead of the fee during your first year.

        Sold on the Amex Platinum? We’ve covered the requirements necessary to apply for the card, and then you can check out our full article on what to do when you first receive your Amex Platinum card. This guide will show you how to properly utilize all of the benefits included with your card, ensuring that you’re not missing any vital steps.



        The Amex Platinum Card is perhaps the best card for airport lounge access. You can get into 1,200+ lounges worldwide with this card including 上海体彩网Priority Pass lounges, Amex Centurion lounges and more.


        Cardmembers will receive $15 per month of Uber credits and $35 in December. Credits do not rollover so you want to be sure to use them all up each month!


        The Amex Platinum earns points at the following rates:

        • 5 points per dollar on airfare purchased directly from the airline.
        • 5 points per dollar on hotels and flights booked on AmexTravel.com.
        • 1 point per dollar on all other purchases.


        $550 per year.


        Yes, points you earn on the Amex Platinum can be transferred to many different airline and hotel partners. Alternatively, you can also use your Membership Rewards Points at a fixed redemption rate to purchase flights on any airline through Amex Travel.


        Yes! Authorized users receive all of the lounge benefits as the primary cardholder. In fact, all authorized users even receive their own Priority Pass card once enrolled on the American Express website.

        For a full look at authorized user benefits, check out our complete guide to Amex Platinum card authorized users.


        You can add up to 3 authorized users to your Amex Platinum for $175 total. Then, each additional authorized user costs $175.

        Andrew Kunesh


        Andrew was born and raised in the Chicago suburbs and now splits his time between Chicago and New York City. He’s a lifelong traveler and took his first solo trip to San Francisco at the age of 16. Fast forward a few years, and Andrew now travels just over 100,000 miles a year, with over 25 countries, 10 business class products, and 2 airline statuses (United and Alaska) under his belt.

        上海体彩网Disclaimer:上海体彩网 Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. No responsibility will be taken by the bank advertiser for these comments.


        1. Dean R Chirieleison上海体彩网 上海体彩网 April 25, 2018

          Doesn’t the platinum card also include emergency airlift for the cardholder and or spouse in a foreign country if needed for a medical emergency? I thought I read somewhere that it does.


          • Thanks for the question, Dean. I found information in the cardholder agreement confirming that it can be covered for the cardholder and covered family. It states that the “Premium Global Assist Hotline may provide emergency medical transportation assistance at no cost if approved and coordinated by Premium Global Assist Hotline.”


          • Laurie上海体彩网 January 30, 2020

            Does it provide medical insurance and airlifting from countries outside of USA?


        2. Jonathan上海体彩网 November 26, 2018

          Any tips on how to utilized the $200 airline credit on United Airlines, if you already have 1k status?


          • Hey Jonathan. United is one of the toughest airlines to use that credit up on since they don’t sell gift cards and the Gift Registry and Travel Bank that used to work seems to be indefinitely suspended. Since you are already a 1k, most of the things you would pay to upgrade or pay for in-flight are already given to you. Unless the Travel Bank makes a return before the end of the year, you are pretty much stuck with spending in the specific categories that Amex outlines as acceptable.


        3. Lew Mathews上海体彩网 November 29, 2018

          Is there a benefit in using my Platinum card when making an airline reservation regarding their standard cancellation policy of 24 hours following the booking without a cancellation fee? Does the Platinum card provide additional time to cancel without cost?


          • Hello Lew and thanks for your question. Unfortunately, the airline’s hold policy is not extended when using your Platinum Card. You will, however, be earning lots of Membership Rewards Points and that’s always a positive.


        4. Jay Besry上海体彩网 December 5, 2018

          Is it better to use Chase Reserve or Amex Platinum for travel? I always tend to use Chase Reserve when booking a roundtrip flight and hotels because I believe it covers cancellation if you can’t make your trip. Even though it is 3x rather than 5x points with AMEX Plat, I always tend to use Chase Reserve just to feel protected. Thoughts?


          • Hey Jay,

            Yes, the cancellation insurance might be enough to give you peace of mind.

            The Chase Sapphire Reserve offers trip delay/interruption/cancellation coverage when the delay exceed 6 hours or an overnight stay is required. The benefit is up to $500 per reservation. The American Express Platinum card does not offer this coverage, though you may purchase travel insurance on American Express’s website.

            Let’s talk about an example. If you routinely fly on a route that seldom has delays, either because of the operational excellence of the airline or because there’s never any bad weather, then it might be worth it to get the extra points with your Platinum card.

            If you often fly from Newark to Chicago on United for example, it might be prudent to use the Chase Sapphire Reserve credit card, seeing as how terrible weather and ungodly delays will be a reality.

            It all depends on your risk tolerance and exact circumstances.


        5. Kim/Leo上海体彩网 January 28, 2019

          Do you earn reward points on EVERYTHING or just the American Express perks? For example: do you earn on fuel, and/or everyday purchases?


        6. Lee上海体彩网 February 3, 2019

          It’s worth mentioning that they offer discounts on international business class (and premium economy) travel as well. You have to call a designated number and there is a $35/per person ticketing fee, but it was well worth it for me. I had tracked my ideal flight for months using Google Flights, so I had an idea of what the list price should be. The AE travel agent was able to discount the flights by about $600 each. Then they applied the 100K sign-up bonus miles, for a total savings of $2200.00. The cool thing is you get the 5x miles on the cost of the ticket(s) before the value of the 100K miles is lopped off (they do this by having you charge the full price & then immediately issuing the credit).


        7. Bhavna上海体彩网 February 18, 2019

          Does the additional card holder of a Platinum Business American Express card get free breakfast at the Hilton hotels?


          • Hello Bhavna and thanks for your question. Authorized users on the Business Platinum American Express card receive Hilton Honors Gold elite status which includes complimentary breakfast. To activate their Hilton Honors Gold status the authorized user must call the number on the back of their card.


        8. Ross上海体彩网 March 10, 2019

          Does the additional card holder of a Platinum American Express card get the same lounge access as the primary card holder?


          • Hi Ross,
            Yes, any authorized users of your Platinum Card will have full access to the Global Lounge Collection (including Centurion lounges and Priority Pass lounges).


        9. Harsha parekh上海体彩网 March 15, 2019

          Can the Platinum Card be used for Clear, TSA Precheck, or Global Entry for free?


          • Hello Harsha. When you apply for TSA PreCheck or Global Entry and pay with your Platinum Card, you receive reimbursement in the form of a statement credit for up to $100.


            • Jema上海体彩网 May 21, 2019

              But what about CLEAR?


              • Hi Jema. If you’re asking if the cost of CLEAR membership would be reimbursed under the $200 airline incidental credit, unfortunately the answer is no. It is not purchased from the airline and not an incidental airline fee. It is also not reimbursable under the Global Entry or TSA PreCheck. Thank you for the question.


        10. Derrick White上海体彩网 April 1, 2019

          I have an American Express Gold Card for me and my wife. Do I have to pay the same price to get her a card even if we are under the same account? I am not sure what I pay for our AM Gold Cards.


        11. Christine上海体彩网 April 2, 2019

          How does an authorized cardholder of the Platinum American Express card book a hotel room at Fine Hotels and Resorts using points from the primary cardholder account if the primary cardholder is not traveling? There is not an option to put in contact information other than the primary cardholder under the American Express travel website. Thanks.


          • Hi Christine, we have a couple of possible options for you but can’t 100% guarantee they’ll work… one possibility is to call up the Amex concierge and see what they can do, it likely needs to be the primary cardholder to call.

            Another idea is for the primary cardholder to set up “account manager authority” for the authorized cardholder which should give them their own login and most authority levels that we think can be set to include rewards.

            Or, as some do when straightforward options don’t work, book for 2 people and add the additional guest’s name to the reservation… this works best in the US, however, not in some countries that want passports for everyone on the reservation at check-in.

            Lastly, have you tried calling Amex Platinum’s customer service line? Amex states “Anywhere in the world, you will always be able to communicate with the exclusive Platinum Service unit, where a highly qualified team of representatives will be available 24 hours a day, 7 days a week, to assist you in all your needs, both in English and Spanish. You can communicate toll-free calling 1-800-801-6564.”

            Let us know what ends up working out for you!


            • Ksren Kay Solomon上海体彩网 December 27, 2019

              I am currently onboard a cruise ship with no way to e-mail AMEX Platinum about a problem with online hotel booking in Auckland NZ —need serious help. Thanks.

              The 800# advised us to deal with it after the fact, but the hotel is threatening to cancel for double booking. The Hotel said I used Expedia but I used Amex Platinum travel online site?


              • Hi Karen,

                Just to clarify, the issue is that the hotel is threating to cancel your reservation because they claim the booking was made twice? Are they threatening to cancel both reservations or just the duplicate? Also, have you called the hotel and explained the situation to them?


        12. Tiffany上海体彩网 May 13, 2019

          Does the $200 airline credit cover Early Bird on Southwest?


          • Hi Tiffany. Although the Early Bird fee isn’t specifically covered in the list of covered purchases, it has been known to trigger the credit. You must first select Southwest as your designated airline on your Platinum Card before making the purchase so be sure you’ll have $200 worth of purchases with Southwest over the calendar year. Southwest e-gift cards have been known to trigger the credit as well but this could change at any time.


        13. Thomas上海体彩网 August 9, 2019

          Does American Express waive the annual fee for military?


        14. Ross上海体彩网 August 16, 2019

          Is the Free breakfast at Hilton available even if you don’t stay at the Hotel ?


          • Hi Ross. Unfortunately, it is not. Hilton Honors’ terms and conditions state that “benefits are provided on every stay when you book directly through Hilton”. So you must book through Hilton and stay at the property to receive benefits, which would include breakfast.


        15. Amit上海体彩网 December 8, 2019

          Does Amex Travel still offer free ticket for every one purchased?


        16. Can someone confirm that these benefits are only for US cardholders or if AMEX Platinum cardholders in other countries, such as Brazil in my case, have the same benefits?


        17. Peter上海体彩网 January 28, 2020

          If you have 2 Amex cards that each come with an airline credit, i.e. the Platinum and Gold cards, or a premium co-branded card, can you assign each one to a different airline, or do you have to set one airline for all of your Amex cards?


        18. Jim Young上海体彩网 March 9, 2020

          Is travel insurance available?


        19. Elias Boser上海体彩网 May 16, 2020

          Hi there, do you know if there’s a difference on travel medical coverage between the American and Canadian AMEX Platinum cards?

          This article for the USA version doesn’t mention great medical insurance, but it looks like the medical coverage is available on the Canadian version.

          Reference: https://creditcarrots.com/american-express-platinum-review/


          • Hi Elias,

            Yes, the American and Candian versions of the Amex Platinum card offer different benefits, rewards, and annual fees. Thanks for reading!



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