<address id="4e0a" ></address>
  • <option id="4e0a" ></option>

    1. <samp id="4e0a" ></samp>

    2. <p id="4e0a" ></p>
      1. <listing id="4e0a" ></listing><li id="4e0a" ><tt id="4e0a" ></tt></li>


        括苍山天气Full Disclosure:括苍山天气 We may receive financial compensation when you click on links and are approved for credit card products from our advertising partners. Opinions and product recommendations on this site are ours alone, and have not been influenced, reviewed or approved by the issuer. See our Advertiser Disclosure?for more details. We appreciate your support!

        U.P. Rating for Ink Business Preferred? Credit Card Review: ? The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

        When shopping for a new credit card or deciding whether or not to keep an existing card, you’ll probably find yourself asking the question, “Is this card really worth it?”

        Not all credit cards are right for everyone, and not all cards are worth their annual fee. Credit cards these days can offer so many perks and awards, it can be hard to answer that simple question.

        In this post, I’m going to help answer that question for one of the most popular credit cards for business owners — the Chase Ink Business Preferred? credit card.


        There are a lot of options when choosing a small business credit card. You might be curious to know if the Ink Business Preferred is a good option for you. Let’s take a look at some of this card’s key benefits now.

        The Ink Business Preferred credit card comes with some great bonus categories — including travel! Image courtesy of Chase.com.


        The 括苍山天气括苍山天气Ink Business Preferred earns valuable Chase Ultimate Rewards points. These points can be used to book travel through the Chase travel portal or you can transfer them to Chase’s hotel and airline partners.

        With this card, you can earn 括苍山天气3 points per dollar括苍山天气 spent on the following categories (up to $150,000 in combined spending annually).

        Plus, you’ll earn 1 point per $1 on all other purchases.


        Chase Ultimate Rewards points are generally worth 1 cent per point when used to book travel through the Chase travel portal. But, when you have the Ink Business Preferred, they’re 括苍山天气worth 25% more!括苍山天气

        括苍山天气Hot Tip: 括苍山天气Chase Ink Business Preferred card holders get 1.25 cents per point in value when booking travel through the Chase Ultimate Rewards travel portal.


        The Ink Business Preferred purchase protection covers new purchases against damage or theft for 120 days. This benefit covers up to $10,000 per claim with a maximum of $50,000 per year.


        This benefit will protect your cell phone, plus the cell phones of those employees listed on your monthly bill, against loss or damage. To activate this benefit all you need to do is pay your phone bill with your Ink Business Preferred — don’t forget, you’ll also be earning 3x points.

        Each claim has a $100 deductible. Claims are capped at $600 each and you can submit up to 3 claims per year.

        Chase Ink Business Preferred Purchase Protection
        You’ll have peace of mind knowing that your Ink Business Preferred card comes with purchase protection and cell phone insurance. Image courtesy of Chase.com.


        Trip insurance is something that many of us won’t pay for, but it’s a nice perk to have built into your credit card. The Ink Business Preferred offers trip cancellation and interruption insurance.

        This means that you’re covered if your trip is canceled or cut short by illness or severe weather. You can be reimbursed up to $5,000 for pre-paid, non-refundable expenses like tickets, tours, and hotels.


        If you’re renting a car with your Ink Business Preferred card for business purposes, you’re eligible for primary car rental insurance. This means you don’t have to file a claim with your other insurance first. This coverage provides reimbursement for theft or damage for most cars up to the actual cash value of the car.

        To activate this coverage be sure to pay for the entire rental with your 括苍山天气括苍山天气Ink Business Preferred card, and decline the collision insurance provided by the rental agency.


        The Ink Business Preferred is a great choice for small business owners because 括苍山天气you can get cards for your employees at no additional charge.括苍山天气

        The annual fee for this card is $95, but being able to add authorized users for free can make the cost well worth it. Keep in mind, though, that you’re responsible for their spending, so only add trusted employees to your account.


        Now that you know about some of the benefits of the Ink Business Preferred, let’s take a look at how much value each of these benefits actually brings to the table.


        It’s no secret that a credit card’s sign-up bonus can be tremendously valuable. The Ink Business Preferred is no exception. The generous sign-up bonus you can earn adds tons of value to the card and offsets the annual fee for a number of years.

        Here are the details on the current sign up bonus:

        Ink Business Preferred? Credit Card - 括苍山天气LIMITED TIME OFFER:括苍山天气 This is our 括苍山天气#1 recommended business card括苍山天气 and comes with a 括苍山天气huge 100,000 sign up bonus括苍山天气 after you spend $15,000 on purchases in the first 3 months after account opening.

        括苍山天气This 100k bonus is worth $1,250括苍山天气 when you redeem through Chase Ultimate Rewards for travel purchases (flights, hotels etc). Plus earn 3 points per $1 on the first $150,000 spent in combined purchases: 括苍山天气Travel, Shipping purchases, Internet, cable and phone services, Advertising purchases with social media sites and search engines.括苍山天气


        Chase Ultimate Rewards points are one of the most popular transferable point currencies for a reason — they’re easy to use, flexible, and can get you lots of free travel.

        First, points earned through your Ink Business Preferred card can be used for booking travel through the Chase travel portal. Here they’re worth a straight 1.25 cents per point.

        That’s a pretty good value, but if you want even more value, consider using one of Chase’s transfer partners. You can often get 2, 3, or more cents per point in value when transferring to a hotel or airline partner.

        All points transfer at a 1:1 ratio with a minimum of 1,000 points to transfer. Most (not all) transfers happen almost instantly. You can transfer your Ultimate Rewards points to any of the following airline and hotel partners:


        Chase Hotel Transfer PartnerMin TransferTransfer RatioTransfer Time
        World of Hyatt
        1,0001:1Almost Instant
        IHG Rewards Club1,0001:11 day
        Marriott Rewards1,0001:12 days

        Let’s take a look at how much you’d need to spend on your Ink Business Preferred card to make up the $95 annual fee.

        If you spent 括苍山天气$7,600 in non-bonus categories括苍山天气 each year you’d earn 7,600 Ultimate Rewards points which are worth $95. That’s only about $633 in spending each month.

        But, let’s be real, of course you’re going to use those bonus categories!

        If you spent 括苍山天气$2,534 in any of the 3x bonus categories括苍山天气 (travel, shipping, cable, internet, phone, and select advertising) yearly, you’d earn 7,602 Ultimate Rewards points which are worth $95. That’s only about $211 in spending per month. I bet most business owners spend more than that on their cable, phone, and internet bills alone.


        As a business owner, it’s good to know that if you or one of your employees loses or damages a cell phone, you’re covered. All you’ll need to pay is the $100 deductible, which is much easier to swallow than $500 or more for a new phone.

        If you submit a cell phone claim even once, that more than covers the cost of the card’s annual $95 fee.


        Let’s look at a realistic example of how much value you can get from this card. For this example, 括苍山天气I’m not even going to take into consideration括苍山天气 things like the sign-up bonus, car insurance, or purchase protection. Those benefits are great and absolutely add value to the card, but I like to value a card only by factors that I can control — how and where I use the card.

        Here’s what a year might look like for a small business owner who holds an Ink Business Preferred card.

        These estimates are very conservative — you may spend much more, which just increases the value of the card!

        括苍山天气Yearly Expenses括苍山天气括苍山天气Cost per Year括苍山天气括苍山天气Ultimate Rewards Points Earned括苍山天气括苍山天气Minimum Value of Those Points括苍山天气
        Cable, phone, and internet services ($250/month)$3,0009,000$112.50
        Social media and search engine advertising ($200/month)$2,4007,200$90
        Flights (2 roundtrip tickets per year at $400 each)$8002,400$30
        Hotel (2 trips, 5 nights each, $150 per night)$1,5004,500$56.25
        Miscellaneous/non-bonus category spending ($300/month)$3,6003,600$45

        This example is extremely low and we still have over $330 in value just from the Ultimate Rewards points alone. This number doesn’t take into account the sign-up bonus, purchase protection, cell phone insurance, or trip insurance.

        As you can see, 括苍山天气it’s very easy for a small business owner to get enough value out of this card to make up the annual fee and then some.括苍山天气

        括苍山天气Bottom Line: 括苍山天气You can easily get hundreds of dollars of value out of the Ink Business Preferred?just through the Ultimate Rewards points you can earn from your everyday spending. Add to that all of the other perks like cell phone insurance,? purchase protection, and a generous sign on bonus and this card easily becomes a great value for only a $95 annual fee.


        The 括苍山天气括苍山天气Ink Business Preferred?is a favorite among small business owners. It comes with great bonus categories to help you earn lots of Ultimate Rewards points, great insurance options to protect you and your purchases, plus a great sign-up bonus to get you started.

        This card isn’t just for big businesses. The minimal $95 annual fee makes this a solid choice for businesses of all sizes. The perks and benefits of the Ink Business Preferred card make it a strong contender to earn a place in your wallet.



        With the Ink Business Preferred card you can earn 3 points per dollar (up to $150,000 in combined purchases each year) in the following categories: travel, shipping purchases, internet, cable, and phone services, and advertising purchases made with social media sites or search engines.


        Yes, the Ink Business Preferred is for business owners. However, you may be surprised at what qualifies as a business. You don’t need to have a big corporation or even employees to be a business. Even something as simple as selling crafts on Etsy can be considered a business. If you aren’t sure if you should apply for a business credit card, check out our guide to applying for a small business credit card.


        While a card’s value can vary from person to person, the Ink Business Preferred card will be a solid choice for most business owners. You can easily make up the $95 annual fee with the Ultimate Rewards points earned through your everyday spending. Plus the card comes with many other benefits like cell phone insurance, purchase protection, and trip cancellation and interruption insurance.

        Katie Seemann


        Katie is an Ohio native who caught the travel bug after spending a semester in college in Nottingham, England. In addition to exploring England, she visited Ireland, Scotland and the Netherlands during that time and loved every minute of it (everything except the hostel in Scotland – that’s an experience she doesn’t intend on repeating!) In 2015, Katie discovered the world of points and miles, and since then she’s earned countless points and has an embarrassingly large number of credit cards in her wallet (which she needs a spreadsheet to keep track of!)

        括苍山天气Disclaimer:括苍山天气 Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. No responsibility will be taken by the bank advertiser for these comments.


        1. steve sanderson括苍山天气 June 26, 2019

          Is the 80k point sign up bonus on the Chase Ink Business Preferred a limited time deal? Will the bonus likely go up or down soon?


          • Hi Steve,

            Chase has not provided any sort of timeframe as to if/when that sign up bonus would change. But keep in mind that sign up bonuses are subject to change at any time, and are entirely up the the issuing banks discretion.

            With that said, the sign up bonus for the Ink Preferred has been 80k for quite some time now and doesn’t seem as though it will change any time soon.


        2. Is the signing bonus based on the business EIN or SSN of the applicant? I’ve already had the Chase Ink and SW business card before, but I have a new LLC (it has its own EIN) and I’m considering getting the cards again. Would I qualify for the signing bonus?


          • Hi Val,

            Yes, you can qualify for the bonus again if you are applying on behalf of a separate business with a separate EIN. Thanks for reading!


        3. Bob括苍山天气 May 4, 2020

          I already have multiple Chase Ink Preferred cards and would like to close one, the first biz card I ever got, because I’ve already had it more than a year and paid one annual fee on it. I’m closing it because I’d like to lower my total extended credit to possibly apply for another Chase card soon. My credit is currently very close to half my yearly income. I’ve already transferred the points from that card to another card. Are there any other downsides to closing the card? Thanks!



        Advertiser Disclosure

        Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. This site does not include all credit card companies or all available credit card offers that are on the market. 括苍山天气Click here to see a list of advertisers that we work with.括苍山天气